Loan options

Explore mortgage options available to eligible ITIN borrowers.

Mortgage options may be available for eligible borrowers using an Individual Taxpayer Identification Number, subject to lender, credit, income, property, and documentation requirements.

(408) 744-2945

Who this may help

  • ITIN borrowers
  • Eligible homebuyers
  • Eligible property investors
  • Borrowers reviewing documentation paths

Common uses

  • Purchase review
  • Refinance review
  • Property-financing review
  • Documentation planning

Helpful information

  • ITIN/residency context
  • Income documentation
  • Property information
  • Credit range
  • Loan amount

Process

What happens after you reach out.

The inquiry starts the conversation. Final options depend on the full review.

01

Share the property, borrower, and loan goal.

02

Review the documentation path that may fit.

03

Discuss possible next steps before moving deeper into paperwork.

04

Move forward only when the borrower understands the direction.

Questions

Common questions about itin loans.

These answers are general and are not a commitment to lend.

Is ITIN eligibility guaranteed?

No. Eligibility depends on lender requirements, documentation, credit, property, and underwriting review.

Should I submit sensitive ID information through the public form?

No. Start with the general inquiry. Sensitive documents should wait for an approved secure process.

Start the review

Ready to talk through your loan options?

Tell us what you are looking to do, and we will review the details with you.

(408) 744-2945

Start with a short inquiry.

  • Takes only a few minutes.
  • Your information is reviewed before next steps are discussed.
  • Loan options depend on eligibility, documentation, and underwriting.